Realex Zen Cart Module - remote

Realex_remote - A Payment Module for the Zen Cart e-commerce system.

This payment module provides everything a Zen Cart shop owner needs to accept credit/debit card payments over the internet.

RealexIt uses the Realex Remote service, which connects to a bank and checks the validity of the card details entered by the customer at the checkout. The customer remains on the store's website, they are not redirected to an external site to enter their details as with many other payment solutions, making this as professional a payment solution you could possibly use with Zen Cart!

The whole checkout process is completely streamlined, therefore allowing store owners to have a store which works just as well as any of the large e-commerce websites!

A Realex account must be used in combination with a merchant account.

Features

• Streamlined and Professional Checkout Experience

  • With Ceon Realex Remote the customer always remains on the store's website, they are not redirected to an external site to enter their details as with many other payment solutions, making this as professional a payment solution could possibly be used with Zen Cart!

• Support for the main Card Types handled by Realex

  • Cards supported:
    • Visa
    • MasterCard
    • Maestro
    • Visa Debit
    • MasterCard Debit
    • American Express
    • Visa Electron (UKE)
    • Diners Club International
    • Laser

• Full 3D-Secure Support

  • Also known as “Verified by Visa” or “MasterCard SecureCode”, 3D-Secure adds an extra layer of security to the acceptance of card details over the internet. The online equivalent to “Chip and Pin”, it is anticipated that the majority of cards will eventually make use of this technology.

• Surcharges/Discounts Support

  

  Screenshot showing short surcharge/discount titles appended to the right of the card types.

  • In collaboration with another of our modules, the Ceon Payment Surcharges/Discounts Order Total module:
    • each Card Type can have an individual surcharge or discount rate specified which applies to all Order Values, or
    • each Card Type can even have a full range of surcharge/discount rates specified, so that differing Order Value ranges result in differing surcharge/discount rates being applied!
  • The rates for individual cards can even be different according to the country the billing address is in and/or the currency being used!
  • This all means that store owners can pass the cost of accepting certain card types onto their customers, or offer their customers discounts for using particular card types.
  • The Payment Surcharges/Discounts module can be downloaded free from the Ceon website and is simple to use/integrate with stores!

• Visual Feedback of JavaScript Validation

  • In order to catch any problems with card details entered by the customer as quickly and easily as possible, this module will not only alert the customer to any incorrect information when they attempt to submit the form, it will actually highlight the form fields which require their attention.
  • This helps to minimise the number customers getting frustrated and leaving at the last hurdle!

• Icons for each Type of Credit/Debit Card Accepted

  • If this option is enabled in the admin, icons are displayed for each credit/debit card accepted (all are enabled in the screenshot to the right).
  • This looks very professional for the store!

• Cards Accepted Sidebox

  • A “Cards Accepted” sidebox also comes with the module, allowing the dynamic display of icons for each type of credit/debit card accepted by the store.
  • This lets customers know what card types are accepted even before they've reached the checkout stage.
  • The display of the “Secured by Realex” logo gives further confidence to the customer that they are using a professional website with a reliable payment gateway.

• Retains entered Card Details right throughout the checkout process

  • If the customer returns to the payment page (for example, to change their shipping address, or if they realise at the confirmation stage of the checkout procedure that they have entered some incorrect information), the card details they entered previously will be automatically restored!
  • This prevents any frustration with customers having to re-enter their details, something which unfortunately has to happen with most other payment modules.
  • In turn this feature helps to prevent customers leaving at the last hurdle!
  • An option is available to specify whether the details to be stored temporarily in the session should include the “sensitive” card details (Card Number and Card CV2 Number). If this option is enabled, these sensitive details are encrypted in the session using a Blowfish algorithm, to protect the confidentiality of the details as best as possible.

• Automatically selects itself as the current payment method when customer uses any field

  • Whenever the customer uses any of the Ceon Realex Remote fields on the checkout payment page, the software automatically selects itself as the current payment method, saving customers time and frustration when they forget to select the payment method they are using.

• Support for any number of Merchant Account Currencies and any number of Realex Gateway Accounts

  • Any number of Merchant Account Currencies can be used with the module, simply by configuring the module with the currencies that can be used and linking the currencies to Realex gateway account(s).
  • If a customer tries to checkout in a currency for which there is no matching Merchant Account, the module wil automatically convert the order's total to that of the default Merchant Account's currency when performing the transaction with Realex.

• Integrated Realex Remote Panel on Admin Order Details Page

  • The Transaction Information for any order processed using Ceon Realex Remote is available directly for viewing on the Order Details page for that order in the Zen Cart Admin.
  • A “Summary Panel” with a Realex logo conveniently linking to the RealControl website, and a button to show the full panel is displayed by default. The full panel shows all the information recorded about the initial transaction with Realex. A configuration option allows the full panel to be displayed by default if desired.
  • The two panel types have been carefully coded so that they're not present in the print output of the page, maximising the space available on printouts for the order's details.

• Quick and Easy Installation or Upgrading

  • Thanks to its automatic database creation functionality and automatic upgrade functionality, Ceon Realex Remote is exceptionally easy to install or upgrade.

• Payment form can handle the following card details

  • Card Holder's Name
  • Card Type
  • Card Number
  • Expiry Date
  • CV2 Number
  • Start Date (Maestro/American Express)
  • Issue Number (Maestro)

• Dynamic Start Date and Issue Number support

  • Certain cards (American Express) may need a Start Date to be supplied for authorisation to take place, while certain cards (Maestro) may need an Issue Number to be supplied.
  • Ceon Realex Remote dynamically displays the necessary form gadgets to capture this information from the user, based on the card types enabled in the admin.

• Support for cards without a CV2 Number

  • A small minority of cards have no CV2 number. If a customer has filled in all card details except for the CV2 number, they can be given the option to indicate that their card has no CV2 number.
  • This is totally automatic. The module can detect if a customer is trying to use a card without a CV2 number and, if the card type can sometimes have no CV2 number, will ask them to confirm that there is no CV2 number on their card. Otherwise they will be asked to correct their oversight.
  • This is necessary for Laser cards as many of them tend not to have CV2 numbers.

• Automatic IFrame Creation

  • The module has intelligent browser capability detection routines built in to maximise the customer's checkout experience when 3D-Secure authorisation is required.
  • They are given full instructions/information on what is happening, why it is happening and what they can/should do next, all of which differs depending on whether or not their browser supports IFrames and/or JavaScript.

• Ability to Disable Autocomplete

  • Some browsers store credit/debit card numbers and/or CV2 numbers entered in the form fields and then automatically insert them in the form fields when a user returns to a website.
  • This can be quite disconcerting to customers, so the option to have this browser feature disabled is offered (and set by default) by Ceon Realex Remote.

• Start/Expiry Date Format Specification

  • The format of the text to be used for the Start/Expiry Date selection gadgets can be specified in the module's configuration.

• Debugging Output Mode

  • Sometimes there can be problems sending information to and/or receiving information from Realex. The debugging output modes give the ability to see what information was sent and received, so any problems can be identified and fixed quickly and easily.
  • There is a “Visual Debugging” option, to display debugging information onscreen at critical points of the checkout process.
  • There is also a “Debugging to File” option, to silently log all information, including extended “back end” debugging information, to a file created especially for the current user session.
  • There is also the option to use a combination of both visual and file-based debugging, for instant onscreen output of the most useful information, with the full, extended information available in a file.
  • Most stores should never need this functionality though and it is subsequently disabled by default.

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  Module produced by the CEON team © Copyright Ceon 2006-2007.

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